Every borrower, in the right order
Send loan applications, disclosures, authorizations and term sheets to each borrower and co-borrower. Carta finds each person's signature, initials and date lines.
Faster files
Borrowers sign from their phone with no account. Send by text and email together so nothing waits in an inbox. You see the status of every document in one list.
A record your file can stand on
When the last borrower signs, the document is sealed with a Certificate of Execution: every signer, every time stamp, and a digital fingerprint that shows if anything changes.
Notarized documents
When a document needs a notary, get it notarized online by live video with Proof, around the clock. Proof charges $25 per notarization, paid directly to Proof.
Questions people ask
Can borrowers sign loan documents electronically?
Most loan applications, disclosures and authorizations can be signed electronically under the federal ESIGN Act. Some closing documents must be notarized or recorded, and your lender's rules apply.
Can co-borrowers sign separately?
Yes. Each person gets their own link and signs from their own phone or computer.
Do borrowers need an account?
No. Borrowers never need an account to sign.
Make your next move official
Start free with 10 documents a month. Used all over the United States.
Start freeMore from Carta Ink
Free e-signature, without the fine print · A DocuSign alternative that feels like an experience · E-signature for real estate · E-signature for lending · E-signature for small business · Get a document notarized online · How to sign a PDF online · E-signature laws by state
This page is general information, not legal advice. Carta Ink does not give legal advice. Please talk with an attorney about your specific documents.